Homebuyer Partnership Program
We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.
Need: Needs are established by assessing the applicants current housing physical conditions, overcrowding, safety or medical issues and excessive rent costs.
Ability to Pay: Ability to pay is determined by a demonstration of a steady income and an analysis of existing debt and obligations.
Willingness to Partner: Each Habitat Partner Family agrees to contribute 250 hours (per adult) of work towards homeownership. These hours include (150) on the construction site, (75) in volunteer work with fundraisers our ReStore, other community activities and (25) in course work focusing on Financial Preparedness & Life Management.
Mesilla Valley Habitat for Humanity provides the opportunity for hardworking families currently living in Dona Ana County to become successful homeowners. Habitat offers a ‘hand-up, not a handout’ by making it possible for struggling families to own their own home.
We are always looking for qualified homeowners. Interested families can sign up year-round. However, applications are currently being sent out once a year; usually in the fall. We invite you to see if you qualify and encourage you to come into our office and sign up to receive your application today!
Applying to and becoming a part of the Mesilla Valley Habitat for Humanity program is not an overnight process. Much of it depends on how long it takes for you to complete your required sweat equity hours.
There are several steps that we follow with prospective homeowners to ensure that we are accepting individuals and families who are in need of simple, decent and affordable housing.
This is what you can expect:
Sign up to receive an application.
Once you receive your application, return it along with required documents.
The Family Selection Committee will then review and run a credit check to verify the details of your application and determine if your finances meet the criteria for our program.
If you meet our income guidelines, a member of our Family Selection Committee will come to visit you in your current house or apartment to get to know you better and to verify your need for housing.
If approved based on need, you will attend an orientation class with a Family Coordinator to discuss your participation in the program, sweat equity hours, and what it means to be a Habitat partner.
Once you have earned 100 hours and completed a budget review, you are eligible to continue the process for homeownership.
You will work alongside volunteers to build your own home. 60% of your hours are usually earned on the construction site for your new home.
Once completed, your home will be blessed at a special dedication ceremony.
Your home will be deeded to you. You move in and become a homeowner – and begin making monthly mortgage payments.