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Mesilla
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Partner Families Families already accepted to be Habitat Homeowners, click here. How do I become a Habitat Homeowner? Becoming a Habitat Homeowner is a two year process from application to move-in. Applications are taken once a year and reviewed on a case-by-case basis. The basic requirements for becoming a Homeowner are: Ability to Pay: Mesilla Valley Habitat qualifies families based on credit (including credit patterns, types of debt, and attempts to make payments) and income. We can only build for families making between 35% and 60% of the median income in Las Cruces. This income percentage varies with the number of people living in the home. Habitat homes are sold--not given--to families using a normal mortgage, including taxes and insurance. The difference in cost between a Habitat home and buying a new home on the open market is that Habitat for Humanity doesn't charge interest on the mortgage. Homeowners pay a $500 down payment at move-in, and monthly mortgage payments of approximately $400/month. Willingness to Partner: Each Habitat Partner Family agrees to contribute 500 "sweat equity hours" to the process. In the first two years of partnership with Habitat (or before they move in to their home), families contribute to the needs of the organization as well as the construction of Habitat homes--theirs and other families'. |
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© Mesilla Valley Habitat
for Humanity. All rights reserved. "Habitat for Humanity" is a registered
service mark owned by Habitat for Humanity
International. |
